Pattern 01
The agent-driven CPCV
The agent presents a CPCV. The lawyer reviews the title. No independent inspection is commissioned before signing. The buyer pays the 10% deposit and inherits whatever the property contains at escritura.
Most common pattern
Commission inspection before CPCV
InspectOS available in 3–7 working days · Report in 48h
Pattern 02
Procuração before inspection
The buyer grants power of attorney to a representative before the inspection is completed, limiting their ability to withdraw based on results without triggering legal and financial complications.
High risk
Inspection before procuração
Results determine the scope of authority granted in the power of attorney
Pattern 03
The competitive offer rush
Competitive pressure in Lisbon and the Algarve leads buyers to make offers without verifying documents or commissioning inspections - on the assumption that "someone else will buy it first."
Avoidable
Offer subject to inspection clause
Most vendors will allow 7–14 days for inspection before CPCV signing
Pattern 04
The trusted agent conflict
The same agent who earns commission from the sale is relied upon to advise whether an inspection is necessary. This is a structural conflict of interest - the agent is not independent.
Structural conflict
Independent inspection - always
InspectOS is independent. No commission. No relationship with the vendor.