⚠ Simplex Urbanístico · DL 10/2024

Who checks the building, before and after the reform

DL 10/2024 removed the municipal checkpoint at sale from 1 January 2024. The verification did not move to someone else. It disappeared, and the liability landed on the buyer.

Before 2024

The Câmara checked

Municipal verification of compliance was required before a sale could complete.

✅ Illegal works caught at source

✅ Missing licences flagged

→

Since 1 Jan 2024

No one checks

The notary checks title, the bank values its loan security, the agent works for the seller. None inspects the structure.

❌ No municipal filter

❌ Defect liability passes to buyer

100%

of undisclosed defect liability transfers to the buyer at the escritura. Without a dated inspection report, proving a hidden defect (Art. 342 / 913, Código Civil) falls on you.

Sources: Decreto-Lei n.º 10/2024, de 8 de janeiro; Código Civil, Arts. 342, 913. · InspectOS