InspectOS · Finding grades

Severity grades and what each one means for the buyer

A grading system on a condition report has one job: to tell the buyer what to do next, while the CPCV is still unsigned and the sinal is still theirs.

Grade
What it describes
What the buyer does
Grade Monitoring NO COST NOW
What it describes

A defect that costs nothing today and might cost something later. A hairline shrinkage crack in a render, a seal degrading at a normal rate.

What the buyer does

Note it and look again in a year. Not a negotiation item.

Grade Maintenance KNOWN COST
What it describes

Ordinary wear with a predictable cost and no urgency. Repointing, a worn gutter run, tired sanitary silicone, a window needing overhaul.

What the buyer does

Budget it into the first year of ownership.

Grade Material CHANGES THE PRICE
What it describes

Something the buyer would have paid less for had they known. Most damp findings, most roof findings, most electrical installations that predate the current rules.

What the buyer does

Renegotiate, or require the works before the deed. The graded finding list is the working document.

Grade Safety-critical STOP
What it describes

A gas installation with no valid boletim, an unearthed circuit, structural movement with no established cause.

What the buyer does

Commission the specialist study before anything else. Not a negotiation position.

Two things the report does not do

It does not turn a crack width into a verdict. A measured crack width is a trigger for escalation to a structural engineer. No Portuguese norm sets a width at which a crack becomes a defect, and a report presenting one as though it did is overstating what the measurement carries.

It does not state how often findings occur. No Portuguese dataset supports a frequency claim at finding level. What is measured is the stock: INE recorded 35.8% of Portuguese buildings as needing repair in 2021, split 21.8% light, 9.4% medium and 4.6% deep, which puts serious condition problems at 14%.

Sources: INE, Censos 2021, "O que nos dizem os Censos sobre a habitação" · Código Civil, Arts. 342.º, 916.º, 917.º · Decreto-Lei n.º 97/2017 · Ordem dos Engenheiros.
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